193 0 R 194 0 R 195 0 R 196 0 R 197 0 R 198 0 R 199 0 R] endstream 0000013503 00000 n /Type /Annot /RoleMap 28 0 R /Rect [53.2498 233.457 141.2 249.223] /A 297 0 R Taking that next step forward. Owner. /Kids [67 0 R 68 0 R 69 0 R 70 0 R 71 0 R] A complete description of the loan terms can be found within the LMA account agreement. John of Aberdeen, OH Verified Reviewer. /BaselineShift 2.664 null 77 0 R null null 78 0 R 79 0 R null 80 0 R 81 0 R null /W 0 >> /O /Layout 7 0 obj /Names [(-3iqb6ZERkSf-Hc_vzJcOw) 29 0 R (1z5iCHn8_Ei1o4N-F68ucQ) 30 0 R (5rXzBkHwmUul24RQfGc9CA) 31 0 R (9d5pthEJs0mnLryxHkzzTw) 32 0 R (Cvo190tZT06b95QBF81TWw) 33 0 R Talk to your Merrill financial advisor about whether an LMA accountmight be appropriate for you. >> Banking products are provided by Bank of America, N.A. Margin is not appropriate for all investors. /Type /Catalog >> /K 8 0 R 0000026227 00000 n /H /I >> /A 179 0 R ex1021c.htm - SEC.gov /Subtype /Link /Endnote /Note Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. any investment. Margin Interest Rates. >> Rather than getting a 30year mortgage he was talking about a [Loan Management Account (LMA)] (https://www.ml.com/solutions/lma-account.html). >> 0000067298 00000 n and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. /Pa17 << /O /Layout >> /ID (OK7nydjdCUato9gtgGrldw) /ID (-3iqb6ZERkSf-Hc_vzJcOw) /P 296 0 R As a forward -looking term rate, BSBY. /H /I Understand your choices. The LMA account requires a brokerage account at Merrill Lynch, Pierce, Fenner & Smith Incorporated and sufficient eligible collateral to support a minimum credit facility size of $100,000. When considering a margin loan, you should take into account your individual requirements, portfolio composition and risk tolerance, as well as capital gains taxes, portfolio performance expectations and investment time horizon. Get timely insights on what's happening with the markets & global economy to help you stay on track. The Merrill Lynch Cash Management Account Review - Best on Reviews /StructTreeRoot 4 0 R /StartIndent 9.0 /T1_1 56 0 R /Contents 46 0 R /StartIndent 27.0 Clients should consult their own independent tax and legal advisors. >> This material does not take into account a clients particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Some restrictions on the use of LMA account proceeds may apply under the terms of the loan documents and applicable laws and regulations. %PDF-1.7 /Annots [42 0 R] Your default cash sweep interest rate is the one for "Merrill Lynch Bank Deposit Program - Tier 1 . This material does not take into account a clients particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy.
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